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Trusts, Direct Indexing, and High Yield Savings Accounts

We are tackling your questions again today. First, we answer a few questions about trusts. We cover topics like revocable trusts and probate. We talk about direct indexing, what exactly that means, and if it is worth doing. We discuss high yield savings...

With high prices and mortgage rates, homeowners feel ‘stuck’

A home available for sale is shown on May 22, 2024 in Austin, Texas. Brandon Bell | Getty ImagesWhen Rachel Burress moved into her mother's house around a decade ago, it seemed like a short-term stop on the path to homeownership.The 35-year-old hairdresser spent...

High inflation is largely not Biden’s or Trump’s fault, economists say

President Joe Biden and former President Donald Trump participate in the CNN Presidential Debate on June 27, 2024 in Atlanta.Justin Sullivan | Getty Images News | Getty ImagesInflation decelerated again in June, bringing further relief to consumers' wallets.The consumer price index rose 3%...

Fed Chair Powell says holding rates high for too long could jeopardize economic growth

Jerome Powell, chairman of the US Federal Reserve, during a Senate Banking, Housing, and Urban Affairs Committee hearing in Washington, DC, US, on Tuesday, July 9, 2024.Tierney L. Cross | Bloomberg | Getty ImagesFederal Reserve Chair Jerome Powell on Tuesday expressed concern that...

U.S. crude oil hits two-month high, tops $84 per barrel amid war and hurricane fears

An oil pump jack is shown in a field in Stanton, Texas, on June 27, 2024.Brandon Bell | Getty Images News | Getty ImagesU.S. crude oil topped $84 per barrel on Tuesday, hitting a two-month high as worries grow that a war between...

My All-Time High in Savings

I track all of my savings and investments on Excel. Guess I’m old school and, yes, kind of a personal finance dork. I can’t help it. It’s nothing fancy. Just a collection of the holdings in our various accounts along with some simple calculations — net...